Hvfcu cd rates

Chat with one of our loan advisors to answer any questions you have! Or call us at 845.336.4444. Personal Loan rates range from a minimum of 8.74% to a maximum of 16.25% APR with terms ranging from 1 month minimum to 60 months maximum. Advertised rate based on credit qualifications.

CD Rates Checking Accounts Savings Accounts Money Market Accounts Prepaid Cards Best Banks Best Credit Unions. Back. ... Hudson Valley Federal Credit Union is a community-based financial cooperative that is committed to strengthening the quality of life for its members, friends, families, and neighbors in the Hudson Valley. ...Competitive variable interest rates; Preauthorized withdrawals available; ATM capabilities; Transfer funds between accounts; Deposit or withdraw at anytime ; Online Statements available; $10 charge if minimum daily balance falls below $2,500; Interest Rates Open an Account Request More Information. Certain terms may apply. Credit Unions, as member owned organizations, aren't trying to make a ...2.41%. 18-MONTH CD. 3.12%. 2-YEAR CD. 2.47%. 5-YEAR CD. 2.69%. Shop today's top CD rates in Pennsylvania. Click "Next" to connect with the bank and lock in your rate.Short- or long-term, every one of our certificates out-earns a typical savings account. Plus, with so many options, you can easily put your savings on a schedule that fits perfectly with your future plans. Term options from 6 to 72 months. In general, longer-term certificates pay higher rates. Available as Individual Retirement Accounts (IRAs)1. This offer, including the stated Annual Percentage Yield (APY), is effective August 7, 2023. Navy Federal reserves the right to end or modify this offer at any time. The rate is applicable to the 3-Month certificate term only. Minimum purchase amounts of $1,000, $20,000 Annual Percentage Yield (APY) 4.00%. Minimum purchase amount of $100,000 ...Affordable Protection. We make Credit Life and Credit Disability coverage available to you at great low rates. Credit Life Insurance is available for $0.46 cents per $1,000 of the outstanding monthly loan balance for single coverage, and $0.74 cents per $1,000 of the outstanding monthly loan balance for joint coverage.By saving as little as $100 a month, you can earn up to $1,000 towards your closing costs when you finance your mortgage with HVCU. Earn $1 for every $5 deposited. Earn up to $1,000 4 towards closing costs. Account must be open for ten months. $100 minimum opening deposit, with a $100 monthly deposit requirement.

The average yield on a one-year CD in September 2023 was 1.76%, according to the Federal Deposit Insurance Corporation (FDIC), while a 60-month CD was 1.38%. While those rates aren't exactly ...Discover Bank Raises Its Online 1-Year CD Rate to 5.00% APY - Sep 21, 2023; Synchrony Raises Online Savings to 4.75% APY - Sep 13, 2023; Forbright Bank raises 1-year CD rate to 5.65% APY - Sep 5, 2023; Bask Bank Raises Interest Savings Rate to 5.00% APY - Jul 31, 2023; First Foundation Bank Raises Online Savings Rate to 5.00% APY - Jul 27, 2023Regular Rate. 6.99% - 9.74%+. Credit Builder Rate. 17.00% - 18.00%+. Other Vehicle Loans. Call our Lending Center at 800-359-1939, option 2, for current rates on RV, Boat and Motorcycle loans. *APR = Annual Percentage Rate. +Rate assumes loan to value of 100% or less and term of 60 months or less. Not all borrowers will qualify for the lowest ...Rates, terms, and conditions may vary based on qualifications, creditworthiness, and collateral conditions. Home Equity Line of Credit (HELOC) - 10 Year Draw, 10 Year Repayment Period. Combined Loan-to-Value Annual Percentage Rate As low as Loan Amount; Up to 79.99% CLTV: 8.00%: $10,000 to $250,000:Here's our full Advertiser Disclosure. Take a look at the most recent Unify Financial Credit Union CD rates, offers, and promotions here. Best CD Rates: 5.25% APY 11-Month, ($500 minimum, No maximum). Make one additional deposit within 30 days. Availability: Nationwide.18-MONTH CD. 3.17%. 2-YEAR CD. 2.41%. 5-YEAR CD. 2.70%. Shop today's top CD rates in Michigan. Click "Next" to connect with the bank and lock in your rate.The rate is applicable to the 3-Month certificate term only. Minimum purchase amounts of $1,000, $20,000 Annual Percentage Yield (APY) 4.00%. Minimum purchase amount of $100,000 Annual Percentage Yield (APY) 4.05%. No maximum purchase amount.

Minimum deposit to open a Money Market or Money Market Plus is $5,000. Minimum balance to earn advertised rate is $250,000 in Money Market Plus. Rates are tiered based on balances and are subject to change at any time. ** Best rate claim based on survey of money market rates at credit unions with a Milwaukee location as of 8/25/2023. This account offers an annual percentage yield of up to 1.84%, which is much higher than the national average for a certificate account. $750 minimum deposit. This is a typical minimum initial deposit for the certificates we track. Limited selection of share certificate terms. HVFCU Flex CD only offers one share certificate term. For details, please contact TwinStar Credit Union at 360.357.9911 or 1.800.258.3115. Certificates typically offer higher rates than traditional savings accounts when you commit to leave your savings in the Certificate for a specified period. Generally, the longer the period, the better the dividend rate. Money held in Certificates cannot be ...CERTIFICATES AND IRAS. Check out our featured rates: Certificates: 6-month certificate earns 5.00% APY* 13-month certificate earns 5.25% APY* Effective Date: October 11, 2023Competitive variable interest rates; Preauthorized withdrawals available; ATM capabilities; Transfer funds between accounts; Deposit or withdraw at anytime ; Online Statements available; $10 charge if minimum daily balance falls below $2,500; Interest Rates Open an Account Request More Information. Certain terms may apply. Credit Unions, as member owned organizations, aren't trying to make a ...

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Rates as of October 6, 2023. Local Government Credit Union is offering several competitive rates for both its short-term and long-term share term certificates. Some of the best include a 3.25% APY 60-month CD, a 2.75% APY 36-month CD and a 1.50% APY 6-month CD. Minimum deposit is $250. These rates are listed in the credit union's deposit rates ...The following table compares the 30-month CD to the two highest-rate CDs from other credit unions and the two highest-rate CDs from banks. The above information and rates are accurate as of 10/17/2022. To look for the best CD rates, both nationwide and state specific, please refer to our CD Rates Table page.The policy should list Mid-Hudson Valley Federal Credit Union as the loss payee (P.O. Box 1155, Kingston, NY 12402), and your deductible cannot be more than $1,000. What are your current rates? Please visit our Rates Page to see our current rates.3.057%. 3.10%. Sandia Area membership required. 1. APY=Annual Percentage Yield. Rates effective as of 10/04/2023 and subject to change without notice. Sandia Area may modify, change, or remove this product offering at any time. Rates valid for balances of $500 or more. Dividends are compounded and credited to your account monthly.Open a Consumer 9-month CD through Online Banking and get 5.00% APY *. RATES Refer your friends and you'll both earn $100

Liberty FCU certificates offer safe, guaranteed returns with a low minimum of $1000 and high dividend rates. Certificate Rates Rates accurate as of October 11, 2023Hudson Valley Federal Credit Union is offering New York residents a 24–Month Term with 3.25% APY. If you want to earn more interest than a traditional savings account then you should look into …$4.00 fee per money order; our PaySmart account offers money orders at a discounted rate; Western Union Quick Cash. Helpful when you need to get funds to an individual quickly; Transfer an amount up to $10,000 to any Western Union office in the country ($450 in Arizona) Delivery of the funds is guaranteed within two hours from the time of requestWhat rates are you looking for? Deposits; Loans; Credit Cards; Mortgages; Rates. Loan Rates; Deposit Rates; Credit Card Rates; Mortgage Rates. PO Box 1715 Peoria, IL 61656-1715; Routing Number: 271183701; Link to National Credit Union Administration; Federally Insured by NCUA; Equal Housing Opportunity; CEFCU NMLS ID #407798This non-credit-qualifying loan of $500 to $3,000 requires minimum $35 automatic payment from an Arrowhead account. Maximum term is 36 months at 5% APR. Estimated monthly payment is $30.04 per $1,000 borrowed. Current Hometown Heroes loans may not be refinanced. Rates and terms are subject to change without notice.Apr 10, 2019 · Hudson Valley Federal Credit Union Best CD Rates. Simply put, Hudson Valley Federal Credit Union has consistently been ranked nicely across the board from our Best 2-Year CD Rates in the local section. If you are looking into a generous APY rate, then the wide range of lengths and CD rates are definitely worth checking out. If a CD has a step rate, the interest rate of the CD may be higher or lower than prevailing market rates. Step-rate CDs are subject to secondary-market risk and often will include a call provision by the issuer that would subject the investor to reinvestment risk. The initial rate of a step-rate CD cannot be used to calculate the yield to maturity.Hudson Valley Credit Union - Loans, Credit Cards, Mortgages & Financial Services Saving for Your Best Life! Earn up to 4.00% APY 1 with our new Premier Savings Account! 2 Learn More Open an Account Get $400* When You Open a New Checking Account Choose from Classic Checking Accounts or Premier Checking Accounts. Learn More Open an AccountIRA CDs can be a safe way to save retirement funds, and the best IRA CD rates tend to be at online banks: Discover, Ally and more.

Additionally, we will never request your login credentials for payment apps like Venmo, Zelle, CashApp and similar services. Do not disclose personal information to unsolicited callers or texters claiming to be Shell FCU. If uncertain, call your trusted Credit Union at (713) 844-1100. Thank you for the opportunity to serve you!

CD Rates Term Minimum Balance to Open and Earn APY Interest Rate APY* 7 day: $2,500: 0.10%: 0.10%: 3 month (91 day) $2,500: 0.10%: 0.10%: 6 month (182 day) $2,500: 0.15%: 0.15%: 7 month TIER I** ... **For all 7 and 13 month tier CD accounts, a customer must open or maintain an Ulster Savings Bank checking account and have …Fixed loan amounts up to $50,000. Terms up to 60 months 2. No payments for 90 days 3. Monthly principal and interest payments. Lower your rate by .25% when you have your loan payment automatically deducted from your checking, savings, or …Certificate Accounts are types of investment account for your short-term and long-term savings needs. Get Certificate rates and open an account today.DataMobile banking puts the power of Valley Strong in your hands. Access your account, transfer funds, and more all from your mobile phone. Credit union specializing in home loans, auto loans, DataNet Online Banking, credit cards & wealth management services.CALCULATOR RATES Questions Earn more on your money with timelines that suit you - guaranteed! Secure a competitive dividend rate by opening a federally insured share …CD cases are recyclable, and people can usually recycle them through their community’s recycling center or through a national CD recycling center, such as the CD Recycling Center of America.6.00-0.15%. 0.150%. 1 APY = Annual Percentage Yield. Dividends paid quarterly. Must be age 17 and under to qualify. $100 minimum deposit. Certificate matures on child's 18th birthday. Certificate rates may change annually in July. A 365-day dividend penalty will be assessed on early withdrawals.Online Rate. 12-Month CD - $25,000 Min. Early Withdrawal Penalty is 6 months interest. J Dally | June 13, 2023 |. 5% + on a savings rate is attractive, but the phone reps are trained to tell people as a first response to come to a branch to address any inquiries. (Thankfully, I don't live in Florida but I also means ...

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Car Loans as low as 6.34% APR. Mortgages (30 year fixed) 7.511% APR. HELOC as low as 8.00% APR. More Loan Rates. Apply for A Loan. Apply for A Home Loan. Deposit Rates. *APR = Annual Percentage Rate. Advertised rates (subject to change) are based on credit history, so your rate may differ. Best 3-Month and 6-Month CDs: TotalDirectBank. Best 1-Year and 18-Month CDs: Credit Human. Best 2-Year CD: Newtek Bank. Best 3-Year CD: Luana Savings Bank. Best 4-Year CD: Wellby Financial. Best 5-Year CD: Farmers Insurance Federal Credit Union. Best 10-Year CD: Apple Federal Credit Union.5.25% APY Rate as of 10/06/2023. $1,000. Earn a 5.25% Annual Percentage Yield (APY) when you open a 1-year certificate with as little as $1,000. Enjoy safety and security while being federally ...Online Services. Internet Banking & Mobile Banking. Internet Banking and Mobile Banking provide a two pronged approach for accessing your accounts electronically – anywhere you are, day or night. Internet Banking and Mobile Banking use the same username and password to login, so you can use either system, or both – the choice is yours. No complicated features or balancing needed, just an easy to use, simple account. No-frills, non-dividend bearing account has a low opening deposit of $25 and no transaction fees. Unlimited money orders at $.75 each when you maintain a daily minimum balance of $25 13. Access your accounts at thousands of surcharge-free ATMs nationwide.Rates Member Rewards Make a Payment Visa Alerts Security Contact Us. Your Trusted Partner in Savings. Featured Rates. 5.30% APY* 18-Month Share Certificate ($500 Minimum) 5.10% APY* 10-Month Flex Share Certificate 4.50% APY* 6-Month Share Certificate GO TO LOANS AND SAVINGS RATES ...Get special CD rates with U.S. Bank on balances up to $250,000: • Up to 4.20% Annual Percentage Yield (APY) for 7 months. • Up to 4.80% Annual Percentage Yield (APY) for 13 months. • Up to 4 ...Discover Bank Raises Its Online 1-Year CD Rate to 5.00% APY - Sep 21, 2023; Synchrony Raises Online Savings to 4.75% APY - Sep 13, 2023; Forbright Bank raises 1-year CD rate to 5.65% APY - Sep 5, 2023; Bask Bank Raises Interest Savings Rate to 5.00% APY - Jul 31, 2023; First Foundation Bank Raises Online Savings Rate to 5.00% APY - Jul 27, 2023Savings and Term Accounts. Open An Account. 5 Month Term *, 13 Month Term * and 15 Month Term Share ** Specials. Limited-time offer! For more information, please call. Oahu: (808) 587-2700. US Toll-Free: (888) 586-1056. Or, visit any one of our branch locations. See all Term Share rates.Your money is protected at HawaiiUSA through the NCUA Share Insurance Fund. This protects deposits kept in share certificates, savings balances, money market accounts, and IRA accounts as well as business accounts and trust accounts. The amount of insurance varies based on the account type, the ownership type, and the number of beneficiaries. ….

Advertiser Disclosure. Rates for certificates of deposits remain high, with some of the best short-term CDs (one year or less) offering annual percentage yields over 5.00%. The average six-month ...A certificate of deposit, or CD, is an excellent place to park cash you don't need right away.It's insured by the federal government, it usually pays more than a standard savings account, and its yield (interest rate) is guaranteed for the entire term.. That rate guarantee is important because CD rates can be volatile — really volatile. Since 1967, the average yield on the three-month CD ...Fixed Rate Certificates 3, 6, 12, 24, 36, 48, and 60 month terms available $500 minimum opening balance Higher APYs for opening deposits of $50,000 and $100,000 Available as an IRA Can be pledged as collateral for a secured loan Receive certificate account maturity …Finding the Best CD Rates. One way to save and grow your money is to use a certificate of deposit (CD) account. These low-risk banking products essentially lock your money up for a specific period of time in exchange for an interest rate. CDs are offered at many financial institutions, including banks and credit unions, with their APYs ...For a limited time, Hudson Valley Credit Union (HVCU) is offering “special rates” on three of its CDs: 12-month (1.25% APY), 24-month (1.75% APY), and 36-month (2.00% APY). Any of the CD Specials can be opened with a minimum $500 deposit, with no stated balance cap.Create Credit Options. When you have a Credit Human Share Certificate, you can keep your assets and get the credit you need when you need it. Enjoy a reduced rate by lending money to yourself with a Credit Human Share Certificate Secured Loan. To apply, call our Member Service Center at 210-258-1234 or toll free at 800-688-7228.No complicated features or balancing needed, just an easy to use, simple account. No-frills, non-dividend bearing account has a low opening deposit of $25 and no transaction fees. Unlimited money orders at $.75 each when you maintain a daily minimum balance of $25 13. Access your accounts at thousands of surcharge-free ATMs nationwide.Mortgage Rates; Vehicle Loans; Mortgages; Personal Loans; Home Equity & Solar Panel ... Secured email to securedmail.hvfcu.org; Faxed to (845) 463-1646; Mail to ... Connecticut CD Rates 2023. Below are the best one-year CD Rates from banks in Connecticut. One-year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts. Hvfcu cd rates, $4.00 fee per money order; our PaySmart account offers money orders at a discounted rate; Western Union Quick Cash. Helpful when you need to get funds to an individual quickly; Transfer an amount up to $10,000 to any Western Union office in the country ($450 in Arizona) Delivery of the funds is guaranteed within two hours from the time of request, We also offer 48-month and 60-month certificates for long-term growth at a higher rate. Flex Certificates. Truliant Flex Certificates allow you to make over the counter deposits anytime for greater convenience. Additionally, you are eligible for a one-time rate bump up to 1% that will match the certificate's current advertised rate., Details Experience elevated fixed rates surpassing regular savings Choose longer terms for increased rates Ensure greater security compared to risky investments Allocate funds for future savings objectives Explore a diverse range of terms, spanning from 6 months to 5 years No fees for setup or maintenance Early withdrawals may incur penalties*, For a limited time, America First is offering 5.30% APY* on 6- to 11-month regular certificates! Click the button below to open a certificate in online banking, call 1-800-999-3961, or visit your local branch to take advantage of this amazing offer. Click here for details., Savings and Term Accounts. Open An Account. 5 Month Term *, 13 Month Term * and 15 Month Term Share ** Specials. Limited-time offer! For more information, please call. Oahu: (808) 587-2700. US Toll-Free: (888) 586-1056. Or, visit any one of our branch locations. See all Term Share rates., Call 217-726-8877 or stop by and open your certificate today. Safe and secure, terms range from as little as 3 months, up to 60 months. $1,000 minimum amount to open. Dividends compound and pay monthly. Dividend checks may be mailed* or transferred to a designated account. Certificates can be used as collateral to secure a lower loan rate., 13.65%; 3.90% six month intro rate: Visa Gold: Variable: 14.65% APR: Visa Classic: Variable: 17.65% APR *APR is Annual Percentage Rate. Please go to our Credit Cards page for more information. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. After April 12, 2016 Your APR will vary with the market based on the Prime Rate., 0.90%. 0.90%. 60 Month Premium. $50,000.00. 1.00%. 1.00%. APY - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. You will be subject to a penalty for early withdrawal. Accounts are insured by NCUA up to $250,000. , Visions Federal Credit Union continues to offer some competitive CD and IRA CD rates. The rates have dropped since my March post, but they remain competitive. The noteworthy CD rates for a minimum of $500 include: 1.77% APY 1-year CD and IRA CD; 2.28% APY 30-month CD and IRA CD; 2.38% APY 32-month IRA-only CD; 3.05% APY 60-month CD and IRA CD, We would like to show you a description here but the site won't allow us., IL - October 9, 2023. 1 Year CD National Average : 0.49% ? MILES ? Start earning 5.65% APY with a high-yield CD that supports a greener economy., Savings and Term Accounts. Open An Account. 5 Month Term *, 13 Month Term * and 15 Month Term Share ** Specials. Limited-time offer! For more information, please call. Oahu: (808) 587-2700. US Toll-Free: (888) 586-1056. Or, visit any one of our branch locations. See all Term Share rates., The 15-Year Home Equity Line of Credit variable rate is based on the highest prime rate published in the “Money Rates Table” of the Wall Street Journal on the 20th of each month. Prime Rate is variable; as it changes, the APR on a home equity line of credit account also changes. Maximum rate for a home equity line of credit is 15.50% APR., Explore competitive rates on loans, savings, and more with Mid-Hudson Valley Federal Credit Union., Virginia CD Rates 2023. Below are the best one-year CD Rates from banks in Virginia. One-year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts., Certificate Accounts. Our Certificate Account is an investment account for members* who want to earn a higher dividend rate and do not need immediate access to their funds. A penalty** will be imposed for the early withdrawal of certificate principal prior to maturity date. Our rates are reviewed and set weekly to ensure that our members ..., Save More With CDs. An Idaho Central Certificate of Deposit (CD) is a great way to enjoy higher returns on deposited money with little risk. You agree to set money aside for a term ranging from 6 to 60 months and earn a fixed interest rate in return. When the term ends, decide to cash out or renew your CD and keep watching your money grow., Standard Term CDs have a minimum deposit of $1,000 and offer 0.03% APY on all terms and balances. Here's an overview of Bank of America's CD rates. This article focuses on Bank of America's ..., Minnesota CD Rates 2023. Below are the best one-year CD Rates from banks in Minnesota. One-year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts., Fixed Rate Certificates 3, 6, 12, 24, 36, 48, and 60 month terms available $500 minimum opening balance Higher APYs for opening deposits of $50,000 and $100,000 Available as an IRA Can be pledged as collateral for a secured loan Receive certificate account maturity …, With certificate rates rising, now is the perfect time to lock your savings into a higher yield account. It is a safe way to help your money grow and members can open with as little as $500! So, whether your savings goals are big or small, GTE is here to help you achieve them. Term Dividend Rate APY* 6 months: 1.50%: 1.51%: 12 months: 2.00%:, Rates are effective: August 28, 2023 The current prime rate is 8.50%. *APR denotes Annual Percentage Rate. 1 Variable Rate. All advances are subject to a Variable Interest Rate which is based on the highest Prime Rate as published in the Money Rates section of The Wall Street Journal in effect on the last business day of each calendar …, 845.463.3366, Monday-Friday, 8:30 am - 5 pm ET. Schedule a Consultation. T. 845.463.5646 I F. 877.309.6514. Toll-free: 866.913.1836. For faster service, please have your current insurance policy and driver's license number available when you call. If you prefer to send an email, please use our secure email form above., Banks and credit unions offering the best CDs pay higher APYs or dividend rates relative to the national average rates. Of the numerous nationwide institutions we monitor, here are the top CD ..., Visa Signature Credit Card. as low as. 17.25%. Variable APR. View Rates & Disclosures. Whatever your personal financial needs, HVCU can help with vehicle loans, personal loans, credit cards, home equity loans and lines of credit, and more. Apply here!, For complaints and inquiries concerning your mortgage or home equity, contact us at the address or phone numbers above. You may also contact the New York State Department of Financial Services Consumer Assistance Unit at 800.342.3736 or by visiting the Department's website at www.dfs.gov.. Hudson Valley Credit Union is committed to providing a website that is accessible to the widest possible ..., Savings and Term Accounts. Open An Account. 5 Month Term *, 13 Month Term * and 15 Month Term Share ** Specials. Limited-time offer! For more information, please call. Oahu: (808) 587-2700. US Toll-Free: (888) 586-1056. Or, visit any one of our branch locations. See all Term Share rates., Barclays is an online bank that offers only savings accounts and CDs. Its savings accounts offer APYs up to 3.80%, while its CD rates are among the highest we found. There are no minimum balances ..., Mountain America Credit Union, P.O. Box 2331, Sandy, UT 84091, 1-800-748-4302. Unauthorized account access or use is not permitted and may constitute a crime punishable by law., Hudson Valley Credit Union - Loans, Credit Cards, Mortgages & Financial Services Saving for Your Best Life! Earn up to 4.00% APY 1 with our new Premier Savings Account! 2 Learn More Open an Account Get $400* When You Open a New Checking Account Choose from Classic Checking Accounts or Premier Checking Accounts. Learn More Open an Account, 2.46%. 18-MONTH CD. 3.07%. 2-YEAR CD. 2.48%. 5-YEAR CD. 2.73%. Shop today's top CD rates in Georgia. Click "Next" to connect with the bank and lock in your rate., Randolph-Brooks Federal Credit Union. Randolph-Brooks Federal Credit Union pays a tiered rate of interest on its 5-year CDs, depending on the amount of your deposit, which has to be at least $1,000. The APY will range from APY to APY, but you won't get the highest rate unless your balance is over $75,000.. First Internet Bank of Indiana. First Internet Bank of Indiana pays APY on a 5-year CD ..., Legacy Credit Union offers low rates and fees so you have more money available for the important things in life. Compare our rates here. ... CD Secured: Maturity Date of CD: 2.00% over CD rate: Vehicle Loans: Years Term APR Payment; 2021 – 2023: Up to 48 Months: As low as 6.50%: 49 – 63 Months: As low as 6.50%: